Have you ever thought, “I need money right now!”
Maybe you’re in need of money right now and don’t know where to turn or what to do.
Fortunately, there are several legal ways to obtain money quickly. The ideas below could help you get money today or within the next week or two.
A loan may look to be the best option at times, but I recommend that you read through the list and look which of these ideas is best for your lifestyle before considering a loan.
Table of Contents
Today’s Money Making Strategies, I Need Money Right Now
I Need Money Right Now: Although there are a plethora of ways to make quick money, I’ve narrowed down the ways to those that are most cost-effective for the majority of people. As a result, you won’t find payday loans or cash advances on this list.
These are legitimate ways for people to make money on a daily basis.
1. Cash in Your Coins
Are you one of those people who keeps a jug of coins in a corner of their room? I Need Money Right Now: Why not cash in your coins if that’s the case? Bring them to a nearby bank and deposit them in the coin counter.
Bring the receipt to a teller window to claim your reward once they’ve been processed. Many banks will charge you money to count your coins. However, if you use your own bank, you will almost certainly save money.
2. I Need Money Right Now, Sell Your Stuff
Do you have any valuable items in your home that you could turn for money?
I Need Money Right Now: Why not sell them for a quick money?
Here are some items that you might be able to sell for a money:
If you have any of these items lying around that you no longer require, selling them can be a quick way to make money.
3. Use your phone to play games
Swagbucks and other similar sites reward you for doing things you probably already do.
You can get points by doing things like:
- Playing video games
- Taking polls
Swagbucks will allow you to convert your points into gift cards from your favorite retailers or cash deposited into your PayPal account once you have earned enough points.
I Need Money Right Now: Swagbucks won’t help you make a lot of money, but it will help you earn a few bucks here and there and pay you for things you’re probably already doing for free.
Get a $10 bonus just for signing up right now!
4. Get a Personal Loan
If the options above aren’t enough to get you by until things improve, consider taking out a personal loan to tide you over until things improve. Personal loans can be a dangerous path to take. If you take out a loan during a difficult period, it’s likely that you won’t be able to repay it.
And if you do, you’ll almost certainly be required to repay the loan with a high interest rate, which no one wants to do. A personal loan, on the other hand, can be a great alternative to using a credit card because the interest rates are usually much lower.
For example, suppose you have a credit card with a 20% interest rate. If you could get a loan with a 7% interest rate, you would be saving 13% in total. The catch is that you’ll need a good credit score to qualify for a low interest rate.
I Need Money Right Now: If you have a poor credit score, they will run a credit check as part of the approval process, so this may not be the best option for you.
Credible is a great place to go if you’re looking for an online loan with the best rate. They will compare multiple lenders so that you can compare personal loans that are the best fit for your needs.
5. Deliver Food
Do you know what Postmates is? You’ll be able to deliver a restaurant meal, grocery order, or liquor order as a Postmate.
This company is looking for delivery partners with a positive attitude as part of an on-demand delivery service. According to their website, their drivers can earn up to $25 per hour!
I Need Money Right Now, You can sign in as available for delivery shifts whenever you want, just like other delivery app jobs.
They will notify you when a delivery opportunity becomes available, and you can choose whether or not to accept it.
As a grocery shopper, your pay will vary depending on a number of factors, including the size of the grocery order and the number of miles driven for delivery.
The average hourly wage for grocery delivery has been reported to be $15. Remember that, like other delivery services, you can earn tips in addition to the money you receive from the delivery company.
Depending on which company you join, you may be responsible for both shopping and delivering the groceries that customers order, or you may only be responsible for delivering.
6. Participate in surveys
Filling out surveys on your phone with Survey Junkie is another way to make quick money.
They have a 4.5/5 Trustpilot rating and pay in cash through Paypal.
People are compensated for sharing their thoughts on products and services through Survey Junkie. You can complete surveys whenever you want, whether it’s the middle of the day or late at night, if you take this route.
When you complete surveys on their site, you earn points that can be exchanged for gift cards at your favorite stores or cash that can be deposited into your PayPal account.
Completing surveys won’t make you rich, but you can start earning points right now and get cash quickly.
Check out Survey Junkie if you’re thirteen years old or older and like the idea of earning money by answering questions on your phone.
I Need Money Right Now: Even if you’re just sitting around watching TV or waiting for your dentist appointment, you can make money with Survey Junkie.
7. Drive People Around
Driving for companies like Uber or Lyft is great because you can choose your own hours and work whenever you want. People who need to get somewhere can use these apps to get a ride.
People prefer rideshare companies like Lyft to traditional taxi services because the service provided by these companies is more personalized and often more affordable.
After you’ve been approved to drive for Lyft, you’ll download an app that allows you to sign in and out whenever you want or need to – in other words, you’ll be able to work whenever you want.
Lyft collects the money for the ride as you pick up riders and transport them to their destinations, and riders frequently tip drivers who provide excellent service.
If the rider tips you in cash on the spot, you get some money right away, and the money you get for providing the ride is paid to you on a weekly basis by the rideshare company.
I Need Money Right Now As a Lyft driver, you don’t have to be concerned about your safety. Both companies take safety very seriously and work hard to keep undesirable people off their client and driver lists.
If you decide to start earning money as a Lyft driver, there are a few things you can do to increase your earnings and, potentially, your tips.
If you want to learn more about driving for a rideshare company, click here.
8. Making More Money with Instacart
There are things you can do to increase your ability to earn tips as a personal grocery shopper, just as there are things you can do with most service jobs. Here are some ideas for you.
Carefully and thoroughly shop, ensuring that you get everything on the client’s list and selecting high-quality produce.
- Deliver quickly and cheerfully.
- Set the items in your car carefully so they don’t fall out while you’re driving.
- Maintain a clean vehicle free of garbage and foul odors.
I Need Money Right Now: If you enjoy driving and live near a grocery store, delivering for Instacart could be a great way to make money quickly. It’s not the best long-term solution, but it’s a great way to supplement your current income.
9. Run Errands for Others on TaskRabbit
Do you know what TaskRabbit is? I Need Money Right Now: People go to TaskRabbit when they need a small (or large) task completed.
If you sign up for TaskRabbit, you might find yourself putting furniture together, running errands, or assisting someone with a minor home repair, such as fixing a leaky faucet.
Clients can also request tasks like virtual assistant work, delivery work, or cleaning jobs through TaskRabbit. They may, for example, request that their home be thoroughly cleaned before hosting a holiday party.
I Need Money Right Now: It works like this: first, you sign up as a tasker on the Task Rabbit website. After you’ve been approved, you’ll receive notifications from the company via their free app about available tasks in your area.
You choose the tasks you want to do, and once you’ve completed them, you submit your invoice to TaskRabbit, who collects payment from the client.
TaskRabbit taskers, like Lyft drivers, are frequently tipped by clients, which could mean extra money in your pocket very quickly.
Your weekly paycheck for TaskRabbit work is sent to you on a weekly basis. You can also choose when you are available for work with TaskRabbit because you can pick and choose which tasks you want to do.
10. Sell Your Clothes
There’s a good chance you have a few items in your closet that you don’t want. You might be able to sell those clothes and get some quick cash if you need money right now.
I Need Money Right Now: There are several ways for selling your old clothes. You could hold a garage sale if you have a lot of clothes, but most people don’t have enough clothes to do so.
Here are some other quick money-making ways for people who sell their clothes.
Clothing is very popular on eBay, especially if you have a lot of name brand clothing. This is the main site where I sell my stuff when I need money.
I Need Money Right Now: Check out what similar items are selling for and price yours a little lower to get the best deal.
When pricing, don’t forget to factor in seller fees and shipping costs. Some people have more success when they include shipping costs in the price and also provide free shipping.
I Need Money Right Now: You might be able to sell your clothes at a consignment shop if one exists in your area. However, keep in mind that you’ll be reaching a much smaller audience this way, so your clothing may not sell as quickly as it would on eBay.
I Need Money Right Now: ThredUp, for example, is an online company that buys specific brands of clothing from people and then resells them.
Although it is a great way to sell your clothes quickly, you should be aware that sites like ThredUp don’t pay much for them and only accept a limited number of brands.
Selling your clothes can help you make quick money while also decluttering your home. Make sure your clothes are clean and free of flaws before leaving the house.
11. Babysitting or Pet Sitting
I Need Money Right Now so Pet sitting and childcare are two popular ways to make quick money these days. The best part about these jobs is that you are usually paid on the spot the same day you start or finish the work.
Check with your neighbors, friends, and family to see if they need a pet sitter or a babysitter, or if they’d like to go out for the evening. Babysitting services should be paid at least $10 per hour, and more if you are watching multiple children.
If you can’t find any friends, family members, or neighbors who need babysitting, you can always use a website like Care.com to look for babysitting jobs in your area. Rover.com also has a section where you can look for pet sitting and walking jobs in your area.
12. Work as a freelancer
Are you skilled at writing short articles, creating resumes, web development, virtual assistant work, or graphic design?
If that’s the case, finding a few freelancing gigs on sites like Upwork could help you make some quick money. When individuals and businesses need work done but don’t have enough work to hire a full-time employee, they look to Upwork for help.
I Need Money Right Now so Upwork freelance jobs are typically completed in a day or two, and you can work any hours during the day that suit your schedule.
Pay varies depending on the type of work you’re assigned.
You can enter your checking account information, and any money you receive from a company will be deposited directly into your bank account. I adore the twenty-first century.
13. Do Tasks for Others
If your family and friends are like the rest of us, they probably have a long list of things they’d like to get done but can’t because they don’t have enough time.
I Need Money Right Now: To make money quickly, send an email, text, or a social media message to your friends and family, explaining that you’re looking to make some money quickly and asking if they have any tasks they’d like to hire you to do.
The following are some quick task ideas:
- They are cleaning their home.
- Organizing a space, a room, or a home
- Their car washed
- Getting rid of dog feces in their yard
- Keeping their lawn mowed
- Window cleaning
- Leaves raking
Alternatively, tasks of a similar nature. Work out a fair price with the homeowner and then get to work. If you look hard enough, you might be able to find enough work to make a couple of hundred dollars in one weekend.
14. Recycle Metal Scrap
Are you in need of money? Another quick way to make money is to recycle items. Almost anything, from aluminum cans to scrap metal, might be recyclable in your area.I Need Money Right Now:
Search your local yellow pages or Google for businesses that pay for recycled goods in your area.
Aluminum cans are probably the easiest product to find for recycling, so collect your own and then ask family, friends, and neighbors if you can borrow theirs, and look for discarded cans to recycle in local parks.
15. Get a Job as a Waitperson
One of the best things about working as a waiter or waitress is that you can usually get hired and start working right away.I Need Money Right Now:
And, while you won’t get paid for a few weeks, you’ll start earning tips right away if you do your job well.
Look for quick work as a waiter or waitress at local chain restaurants.
16. Use Craigslist to find gigs
Craigslist has a “gigs” section where people advertise for help with what are usually small jobs.
You might find someone looking for help moving, cleaning their house, or doing car repairs in the “gigs” section.
I Need Money Right Now: There are various types of jobs in the gigs section, ranging from labor jobs to writing jobs to computer-related jobs. It’s worth noting that you might come across some strange things if you look through the listings carefully.
17. Flip Freebies from Craigslist
Picking up valuable items from Craigslist’s free stuff section and reselling them on the same site is another popular side hustle for making quick money.
Because they don’t want to deal with the selling process, people frequently give valuable items away on Craigslist.
I Need Money Right Now so I came across a nice baby crib in the “free” section while doing research for this article. This type of item could easily sell for $50 to $100.
18. Run a Mobile Car Wash
I Need Money Right Now so A mobile car wash service is an excellent way to make quick cash. Gather some basic supplies, such as a bucket, rags, drying towels, dish soap, window cleaner, paper towels, and a portable, rechargeable vacuum.
I Need Money Right Now so Go door-to-door in your neighborhood (weekends are best, but evenings can work as well) and offer your mobile car wash service.
It’s a task that people know they should do but don’t have the time to complete. You only need their car and access to their outside water and hose from them.
I Need Money Right Now so Calculate your rate based on how long you think it will take and how dirty the vehicle is. If you do a fantastic job, you might even get some tips.
19. Take Back Stuff You Bought
If you enjoy shopping and spend a lot of money on clothes and other items, you might be able to make some quick money by returning items you haven’t used yet.
I Need Money Right Now so Look through your house and closet for items such as that DVD movie you couldn’t live without or that sweater you haven’t worn yet.
Bring your stack of items, along with the receipts, back to the store for some quick cash. Isn’t it likely that you won’t need it in the first place?
20. Use Fiverr to find gigs
I Need Money Right Now: Fiverr is similar to Upwork in that you are paid to complete a short-term job or task. The difference is that many Fiverr jobs are quick and only pay $5.
Someone may, for example, request that you write a poem for a loved one or draw a quick drawing of their pet.
Simply search for jobs on Fiverr and apply for those that you can complete quickly, or create a profile and offer your services there.
21. Organize a Garage Sale
I Need Money Right Now: If you have a lot of extra stuff lying around your house that you don’t want or need, having a garage sale could be a great way to make some quick cash.
Thursdays, Fridays, and weekends are usually the best days to sell your belongings. Go through your house, gather your belongings, and set a competitive price for them (10 percent of the retail price is reasonable).
To make it easy for people to shop, display your items attractively and organize them well. Post your garage sale on Craigslist and put up signs around the neighborhood to increase traffic.
Also, be willing to haggle. Getting something in exchange for an item is preferable to getting nothing.
Do you want to make your sale more appealing? Offer free or low-cost snacks or lemonade.
22. Mow Lawns
Lawn maintenance is one of those jobs that many people would gladly pay to have done for them. You can make quick money by providing a variety of lawn care services.
In the winter, you could mow lawns, rake leaves, shovel snow, or do some basic trimming and landscaping. Other ideas include weeding gardens and winterizing vegetable and flower gardens.
I Need Money Right Now: Prices are usually negotiated on a job-by-job basis and paid as soon as the job is completed. If you play your cards right, you might be hired as a regular by some clients and be able to earn money quickly every week.
23. Sell Old Electronics Or Cell Phones
Do you have any old electronics that you could sell for money? When you’re in a pinch, some of these items can help you come up with hundreds, if not thousands, of dollars.
I Need Money Right Now so Electronics that you might be able to sell:
- Mobile phones
- Consoles for video games
You could sell them to pawn shops, but be aware that they will not pay top dollar.
I Need Money Right Now: You could also buy used electronics and resell them for a profit. For example, I once bought a router for $5 at a yard sale and then sold it for $50.
That was a profit of $45 dollars. This option, however, is only viable if you have a small sum of money to begin with.
If you want to get the most money for your electronics, consider selling them on Offerup or Craigslist, where you can get cash the same day.
If you want to get the most money for your phone, however, selling it to a company that specializes in buying cell phones from people who want to sell might be a good idea.
I Need Money Right Now: Buyback Boss is one of the best places to sell your old phone for cash.
Simply click the link above to visit the site, type in your phone’s information, and receive your quote. As soon as you send in your phone, they’ll send you free shipping labels to print and give you cash.
24. Do Gigs on Gigwalk
Gigwalk is a unique task marketplace. Gigwalk is a marketing consulting firm that assists consumer brands in identifying and resolving potential marketing issues.
When you sign up to be a gigwalker, you’ll have the opportunity to participate in a variety of tasks that will assist the company in gathering feedback from their retail clients.
I Need Money Right Now: Gigwalker tasks can last anywhere from five minutes to several hours, and you can see the task and pay before deciding whether or not to accept it.
By downloading the Gigwalk app to your phone, you can see what jobs are available. Depending on the task, a Gigwalk task could cost anywhere from $3 to $100.
A gigwalker might be asked to photograph a restaurant menu or provide feedback on a store’s product display.
Payments are made through PayPal directly.
25. Use Airbnb to rent out a room
icon of a house being cleaned for Airbnb
Do you have an extra bedroom or even a couch in your home? If so, you can rent it out on Airbnb to travelers.
I Need Money Right Now: Airbnb is a website that rents out rooms, couches, and entire houses to travelers who want to avoid the high costs and lack of personalization that come with traditional hotel stays.
Some Airbnb guests are traveling for business, while others are in town for a special event such as a concert, and still others are looking for a short-term lodging while on their way to another location.
I Need Money Right Now: You’ll need to fill out an online application to list your available room on Airbnb, and then you’ll be advertising to hundreds of millions of travelers who use Airbnb to find their travel stay destinations.
How much money can you expect to make if your room is rented on Airbnb? It depends on where you live; each city has a different average rate, and it can also differ depending on the amenities you provide.
The average weekly rental rate for a single room in the major metropolitan area where I live is $297. That’s a lot of money for just allowing someone to stay with you for a few days.
If you think renting out a room in your home or apartment could be a good way to make some quick cash, visit Airbnb to learn more about becoming a host.
The best part is that your earnings will be deposited directly into your bank account each month. There will be no more paper checks.
26. Credit Card Points Can Be Redeemed
Have you recently reviewed your credit card statements? Many people have credit card points that they haven’t used in a long time. Your credit card account could have hundreds of dollars in cash waiting for you.
I Need Money Right Now so Sign into your credit card’s online activity center to check your credit card points. Look up the rules for redeeming your points and getting money quickly.
I Need Money Right Now so When you urgently require funds, here are some frequently asked questions:
What is the best way for me to pay for my unexpected expenses?
Having an emergency fund is the best way to do this. I Need Money Right Now, Most financial experts, such as Dave Ramsey, recommend having an emergency fund of at least 3-6 months’ worth of expenses. This way, you won’t have to borrow money in the event of an emergency.
Is it a good idea to take out short-term loans?
On the surface, these loans appear to be a good idea, but they should be avoided. I Need Money Right Now butThese options can have high interest rates, late payment fees, and origination fees, making them unappealing.
Is it a good idea for me to take out a home equity loan?
While it may be tempting to borrow against your home’s equity, it is also risky. I Need Money Right Now, Home equity rates fluctuate, so even if you currently have a low interest rate, it could rise in the future. Check with a local financial professional to see if this is appropriate for your financial situation.
I Need Money Right Now: As you can see, there are a plethora of options for making money quickly. Make sure to do your best work if you want to maximize your earnings, especially if you work in a service industry.
People are more likely to call on you when they need help in the future if you develop a good reputation while doing the various jobs you find.